Business banking > Loans & finance > Business loans

Small Business & Commercial Loan

Funding for Lending Scheme. Supported by the Bank of England and the British Government.

As part of our participation in the Funding for Lending Scheme*, we have reduced the interest rate by 1% on all approved business loan and commercial mortgage applications.

Reducing the borrowing costs for small and medium-sized businesses is just one way we're going further to help our customers, and Britain, prosper.

  • Interest rates reduced by 1%
  • Discount applies for the whole life of the loan
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow

 

Find out more

 

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

 

 

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.


You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

Fixed Rate Loan

  • Interest rate reduced by 1% as part of the Funding for Lending Scheme
  • Borrow from as little as £1,000
  • Terms from 1 to 10 years
  • Monthly repayments at a fixed rate
  • Capital repayment holidays may be available
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow
Find out more

Base Rate Loan

  • Interest rate reduced by 1% as part of the Funding for Lending Scheme
  • Borrow from as little as £1,000
  • Interest rate varies with Bank of England Bank Rate
  • Capital repayment holidays may be available
  • An arrangement fee will apply, up to 1.5% and dependent on the amount you borrow
Find out more